Financial Planning Calculators

Work out your finances.

In today’s uncertain economy, it’s more important than ever to have a solid financial plan in place. The following financial planning calculators can help you get a better understanding of your current financial situation and make better decisions for the future.

Whether you’re looking to save for retirement, a major purchase, or simply want to get a handle on your finances, these calculators can provide valuable insights. They’re easy to use and require no special expertise or knowledge-just plug in your numbers and see what they say.

So take a few minutes to explore these financial planning calculators by clicking on the calculator icons, and you will be redirected to the moneysmart.gov.au website to see how they can help you achieve your financial goals.

So why wait? Get started today by using these financial planning calculators!

Woman using a calculator and a laptop.

Financial Planning Calculators

Retirement Planner

What income you're likely to get from super and the age pension when you retire. How contributions, investment options, fees and retirement age affect your retirement income.

Super Contributions Optimiser

Which type of super contribution will give your super the biggest boost? How to make super contributions.

Mortgage Calculator

How much can I borrow? How much will my repayments be? How can I repay my home loan sooner?

Credit Card Calculator

How long it will take to pay off your card by making minimum repayments? How much time and money will you save by making higher repayments?

Life Insurance Calculator

Do you need life cover? How much life cover you might need What expenses your life cover will pay for When you die.

Budget Planner

Work out where your money is going Create your own custom items

Compound Interest Calculator

What money you'll have if you save a regular amount How compounding increases your savings interest The difference between saving now and saving later How to calculate compound interest

Income Tax Calculator

How much Australian income tax you should be paying? What your take-home salary will be when tax and the Medicare levy are removed Your marginal tax rate

Savings Goal Calculator

How long it will take to reach your savings goals? Steps to take to put your plan into action

Super and Pension Age Calculator

How long it will take to reach your savings goals? Steps to take to put your plan into action

Superannuation Calculator

How much super you'll have when you retire How fees affect your final super balance

Personal Loan Calculator

How much will my personal loan repayments be? How much can I borrow? How can I repay my loan sooner?

Worried About Your Finances? You’re Not Alone.

Financial advice can help you protect your wealth and increase it over time. But it’s important to find the right financial advisor for you—someone who understands your unique needs and goals.

We want to help you feel more confident about your money and enjoy the retirement you have worked so hard for. With our expert advice, you can rest easy knowing that your finances are in good hands. And if you ever need help during retirement, we will be there for you.

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