Key Differences Between Life Insurance Inside and Outside Super
Life insurance is an essential part of financial planning, providing financial security for your loved ones in the event of your death or disability. In Australia, life insurance can be held either inside or outside superannuation, with each…
What is a Binding Financial Agreement, and How Does it Affect Superannuation?
A Binding Financial Agreement (BFA) is a legally binding document that outlines how assets, liabilities, and financial resources, including superannuation, will be divided between partners in a relationship if the relationship ends. Governed…
Using ETFs for Diversification
Exchange-Traded Funds (ETFs) have revolutionised the way Australians invest, offering a simple and cost-effective path to diversification. By pooling funds to track indices or asset groups, ETFs enable investors to hold a variety of assets…
How to Plan for Market Volatility
Market volatility is an inherent part of investing, often driven by economic cycles, global events, or shifts in market sentiment. For Australians, having a structured approach to investment planning can mitigate the risks and…