Secure Your Future: Expert Life Insurance Advice Tailored for You.
Get personalised recommendations to protect your loved ones and achieve financial peace of mind.
What Our Clients Say
Rob’s professionalism and competency, matched with down-to-earth friendly advice sets him apart from others. Highly recommend this service.
K.B.
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Rob has been my adviser for years and I am confident he does his best to provide information and options which are appropriate and applicable to my situation. I have recommended Rob to family and friends.
T.N.
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Rob is committed to getting the best results and outcomes possible for his clients and it shows, for me the results from his advice have been outstanding
M.W.
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Why Choose Wealth Factory
Why Life Insurance?
Life insurance acts as a safety net within your financial plan, safeguarding your loved ones in the event of your passing. It provides a payout that can cover unexpected expenses like funeral costs or outstanding debts, while also replacing your income and ensuring your family’s financial stability. This financial security allows them to focus on grieving and healing without the added burden of financial hardship.
Our Services
Life Insurance
Life insurance pays a lump sum on the death of the insured, and most will pay a “terminal illness benefit” of the equivalent amount instead when diagnosed with a terminal illness
Total & Permanent Disability (TPD) Cover
TPD cover provides a lump sum if you suffer a total and permanent disability, which can be used to cover things like medical expenses or make your home more accessible.
Trauma Insurance
Trauma insurance can provide a lump sum payment should you suffer from a number of medical conditions. While the premiums for the trauma insurance are not tax deductible, the claim proceeds are not taxable, making it an attractive option for many people.
Income Protection
Income protection insurance is one of the most important types of insurance to have. If you are temporarily unable to work due to sickness or injury, it can replace up to 75% of your gross income, plus super contributions in some cases.
Business Protection
Wealth Factory can put in place a wealth protection plan to ensure your business and family can carry on financially. Wealth Factory can help with wealth protection for business expense, buy/sell agreements, and key person.
"Protecting Your Super" Legislation
The “protecting your super” legislation is aimed at protecting people’s super with adjustments to insurance in super, fees, and lost member accounts.Some of the good initiatives in this super legislation are: rolling ATO-held inactive accounts with small balances into active accounts; a maximum fee cap of 3% on small balances; and banning exit fees.
How It Works
Contact
Schedule a FREE Consultation
Assessment
Discuss financial goals and needs
Recommendation
Receive tailored life insurance options.
Follow-up
Ongoing support and advice
Schedule a FREE Consultation
About Wealth Factory
Wealth Factory is a financial advisory company that specialises in providing advice and services to people who are looking for the best strategies to make the most of their money.
Wealth Factory possesses the necessary experienced personnel and technology to provide you with quality financial advice, backup service, and an ongoing review of all your financial planning needs.
Australia Wide Service
We can provide advice virtually Australia wide, facilitated by online meetings securely using Zoom, Microsoft Teams, Google Meet, FaceTime or the humble telephone if preferred. We can even provide documents for signing electronically to make the process easier and more efficient.
This means we can meet with multiple family members that live some distance from each other for convenience, or even in the same household during their lunchbreaks at work.
Book Your FREE Introductory Meeting
- 300 Ruthven Street Toowoomba QLD 4350
- 07 4659 5222
DISCLAIMER: The purpose of this website is to provide general information only and the contents of this website do not purport to provide personal financial advice and do not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making any financial or other decisions. The information provided on this website is given in good faith and is believed to be accurate at the time of compilation.
Robert Laurie Authorised Representative 425270 and RJL Financial Pty Ltd trading as Wealth Factory ABN 91 600 073 630 Corporate Authorised Representative 463041 are authorised by Lifespan Financial Planning AFSL 229892